What you getInterest-free loan for agricultural inputs such as seed, fertiliser and pesticide, from sowing to harvestRs 30,000 per acre per season; the official page puts the maximum at Rs 150,000 a seasonIn October 2026 the Punjab government announced an extra Rs 3,500 per acre for DAP fertiliser (Rs 33,500 per acre)The card is valid for six months, with one month's grace to repayThe Bank of Punjab sets each farmer's final limitWho can applyOwn between 1 and 12.5 acres of agricultural land in PunjabYour land is recorded with the Punjab Land Records Authority (PLRA)Your mobile SIM is registered on your own CNICYou pass the NADRA and credit (eCIB) checksHow to apply1Send an SMS to 8070: pkc, a space, then your CNIC number2Wait while your details are checked with NADRA, PLRA, PMD and the State Bank's eCIB3If approved, collect the card from the Bank of Punjab and activate itDocuments neededCNICMobile SIM registered in your nameLand record (fard) in PLRA