Government Schemes for Farmers

Kissan Card, subsidies and loans from the federal and provincial governments, with who can apply and how. 2 schemes are open now.

Terms change often. Confirm with the official page or helpline before you apply, and never pay an agent to register.

Federal (all Pakistan)

Government-subsidised farm loans for 21 to 45 year olds through Zarai Taraqiati Bank: you pay 7% markup and the government pays the rest.

An interest-free loan on a Bank of Punjab card for buying seed, fertiliser and other inputs, for farmers in Punjab with 1 to 12.5 acres.

A government subsidy on new tractors for Punjab farmers, with winners chosen by computerised ballot. Phase III applications closed in January 2026.